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Farmers Accessing Insurance for Resilience (FAIR)

Cooperative Development Organisation

Implementing Partners and Organisations

Cooperative Insurance Company of Kenya

Period of Implementation

January 2018 - December 2022

Geographic scope

Africa: Kenya


$ 97,006
€ 92 387


Bilateral Aid: Sida/Civsam


Banking & Financial Services, Insurance

Type of Activity

Budget support (Grants or Direct Financing), Technical Assistance & Advisory


A large proportion of Kenya's population is considered to be poor, earning less than USD 2 per day, therefore there is a huge potential for microinsurance at the bottom end of the population pyramid. For the two-thirds of Kenya's population that rely on the food they grow and animals they keep, increasing drought also means that many are struggling to produce enough food. The cooperative sector in Kenya has thrived since Kenya's independence, and 63% of Kenyans derive their livelihoods directly/indirectly from cooperative based activities. Through the 5-5-5 Strategy, CIC aim to provide an additional 250,000 previously uninsured, low-income dairy farmers with livestock microinsurance over the next five years (which is equal to 500,000 new cows insured).

Project Objectives

The objective of this project is to strengthen the capacity of women, men and young people to manage their risks.

Impact on SDGs

SDG3 - Good Health and Well-Being
SDG10 - Reduced Inequalities

Key Tags

Inequalities, Informal economy