Farmers Accessing Insurance for Resilience (FAIR)

A large proportion of Kenya's population is considered to be poor, earning less than USD 2 per day, therefore there is a huge potential for microinsurance at the bottom end of the population pyramid. For the two-thirds of Kenya's population that rely on the food they grow and animals they keep, increasing drought also means that many are struggling to produce enough food. The cooperative sector in Kenya has thrived since Kenya's independence, and 63% of Kenyans derive their livelihoods directly/indirectly from cooperative based activities. Through the 5-5-5 Strategy, CIC aim to provide an additional 250,000 previously uninsured, low-income dairy farmers with livestock microinsurance over the next five years (which is equal to 500,000 new cows insured).